wsfadmin, Author at White Stone Fund

A person talking to a business loan agent in NYC

26 Dec 22

Business Loan vs. Line of Credit: What’s Right for Me?

Business loans and lines of credit are two financial products commonly used by small businesses. Either of these could be a good option for you depending on several factors, such as your financial needs, the deals you’re getting from lenders, and how you want to repay. If finance is not your expertise, it may be […]

A small business owner smiling for the camera

21 Dec 22

How to Take Out a Small Business Loan Without Collateral

There was a time when pledging an asset as collateral was an integral part of the lending process. That time has long gone. Now that there are multiple other ways to estimate the likelihood of full repayment, many lenders are willing to extend a loan without collateral. At Whitestone Fund, we make access to business […]

17 Dec 22

How to Repay Your Business Loan Faster

The repayment term for any loan is generally predetermined. While you can get in trouble for repaying your loan slower, most lenders won’t mind if you pay more than the monthly installment amount every month and make the full repayment earlier than the term. Whitestone Fund specializes in merchant cash advances and business loans in NYC. […]

15 Dec 22

Common Types Of Business Loans – Infographic

Learn about some common types of business loans in the following infographic.

14 Dec 22

Does Cash Flow Affect Business Loan Approval? If So, How?

Cash flow measures the net amount of cash (and its equivalents) coming into and going out of a company. Net money spent is called cash outflow, while net cash received is called inflow. Cash flow analysis can give lenders insight into the financial health and stability of their company. For example, high amounts of cash going […]

09 Dec 22

3 Questions to Ask Before Getting a Cash Advance

The rising inflation in the US is posing many issues for businesses. From costly raw materials to over-priced real estate, companies are facing multiple financial challenges. This is why opting for a cash advance loan is an excellent financial option. However, getting a cash advance isn’t as easy as it sounds. You’ll need to ask the […]

A laptop and an application is laid out on the table

08 Dec 22

What is the Business Loan Application Process in New Jersey?

As a small business owner in New Jersey, you may want to apply for business financing to expand your operations or ease cashflow issues. Applying for a loan is the easy part; deciding the loan type and which lender to choose is trickier because there are many factors to consider. Our loan agents in NJ will […]

Two people in an office working on documents

05 Dec 22

Do I Need Good Credit to Get Merchant Cash Advance in Pennsylvania

With over 66% of small businesses facing financial challenges, most of them turn to loans and external funding sources to overcome issues. However, securing a loan requires a good credit score, which most cash-strapped businesses don’t have. Applying for a business loan in Pennsylvania with a low credit score can be daunting for many. If your loan […]

04 Dec 22

To Borrow or Not to Borrow: How to Decide If a Small Business Loan is Right for You

Looking to get a small business loan? You’re not alone! According to a survey, forty-five percent of small businesses in the US are opting for loans to grow their business. However, there are various things to consider when taking out a small business loan. But how do you know if it’s the right move for your […]

02 Dec 22

How to Pull Your Orlando Business Out of Debt

With rising expenditures and stringent borrowing conditions, many small businesses in Orlando, FL, find themselves deep in debt. While taking out loans can help finance your business objectives and growth, it can quickly overwhelm you if not taken care of. If you’re dealing with business debt and your current financial cannot support it, there may be […]

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