Frequent questions

Here we answer the most common questions our clients ask us.

  • What types of loans are available?

    We offer three types of loans:

    • Low Credit Small Business Loans
    • Cash Advance Loans for Merchants
    • Business capital loans
  • How can I get pre-approved for a loan with Whitestone Fund?

    Please complete our application. We require specific details and documentation; Please be sure to provide them as requested. If you have problems, you can call us and our loan specialists will complete the form with you. Pre-Qualify Now

  • What are the basic requirements for the loan?

    At Whitestone Fund, we require clients to have the following:

    • A stable business for at least six months.
    • Gross deposits of $10,000 per month
    • A credit score of at least 500
    • Minimum negative balances
    • Checks without minimum funds
    • Current in commercial/rental property
    • No liens, judgments, bankruptcies
  • What are the terms for a cash advance with Whitestone Fund?

    • Cash advances up to $1,500,000
    • Cash advance duration from 6 to 36 months
    • Payments made weekly or every two weeks.
  • What is the length of the loan terms?

    Our loan terms are generally between 6 and 18 months. Talk to our loan specialists to discuss your desired terms. We are always open to making changes to adapt to our clients.

  • Can you call me after business hours to start my process?

    Absolutely! Our loan specialists are ready to help even on weekends. Please contact us and tell us when we should contact you.

  • Will my application be denied due to a balance with a different financial company?

    We will help you refinance your first loan. If that is not possible, we will help you get a second loan with more capital.

  • What is the cost of returning a merchant cash advance?

    If you request a merchant cash advance, the amount you will have to pay back will depend on a) the amount of the advance and b) the terms of the refund. At Whitestone Fund, we present numerous options to clients. Our loan specialists will sit down with you and discuss the terms to create the package best suited to your needs.

  • How quickly can I get a loan?

    We approve cash advance requests within 24 hours. You can get your cash in your account within 72 hours. Make sure you have submitted all required information and documentation. This will help us speed up the process and provide quick financing.

  • Once I have paid off my company cash advance, can I receive another one?

    Absolutely. As long as there have been no significant changes to your financial situation, you may be automatically approved for another merchant cash advance.

 

If you need faster approval

fill out our complete form by following the links, for Cash Advances and Business Services

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